PayBack Calculator

Paste names + amounts. We’ll calculate who owes who (minimal transfers).

Input

NameAmount
Paste mode (optional)

Summary

People
0
Total
$0.00
Average
$0.00

Balances

NamePaidBalance
No data yet.

Who pays who

Add input to see settlements.

Tip: rows like Name + Amount are easier. Paste mode still supports Name: 10$ or Name 10.

Privacy note

Your data is processed in your browser where possible. We do not intentionally store your files or input on our server.

How to use PayBack Calculator

  1. 1Open the PayBack Calculator from the ChlatWork tools page.
  2. 2Add each person in the group, such as friends, staff, or family members.
  3. 3Enter each expense with the person who paid and the amount they covered.
  4. 4Review the summary to see the balance for every person.
  5. 5Use the payback result to tell each person exactly who to pay and how much.

Example use cases

  • A Phnom Penh cafe team orders lunch together and one staff member pays the full bill.
  • Friends share fuel, snacks, and room costs for a Kampot weekend trip.
  • A small office buys printer ink, stationery, and coffee with different people paying first.
  • Roommates split electricity, water, internet, and grocery expenses at the end of the month.

FAQ

Can I use the PayBack Calculator for a restaurant bill?

Yes. Add the people who joined, enter the total paid by each person, and use the result to settle the shared meal.

Does it work for trips with many expenses?

Yes. You can enter multiple payments from different people, then review the final payback summary.

Is this the same as a full accounting app?

No. It is intentionally simpler. It helps groups settle shared spending quickly without setting up accounts or categories.

Can I share the result with my group?

Yes. Copy the result and send it to your chat group so everyone sees the same numbers.

Is the calculator free?

Yes. The ChlatWork PayBack Calculator is free to use in your browser.

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